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Why Your Roofer Needs To Be Licensed and Insured

The broker recommends buyers sign the insurance contract.

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Why Your Roofer Needs To Be Licensed and Insured

Florida has had its fair share of problems stemming from unlicensed contracting. Especially during a particularly rainy time or during a tropical storm or hurricane, many unlicensed contractors take to the streets to do unauthorized work on unsuspecting homeowners. The result is problematic for municipalities and homeowners alike.

So how can you help avoid hiring an unlicensed roofing contractor?

  1. Make sure your contractor is licensed by the state of Florida at: www.myfloridalicense.com.
  2. Even if everything looks official, speak to the contractor’s office and make sure that they have a record of your job
  3. Never sign a blank or incomplete contract, no matter what the salesperson tells you.
  4. Make sure the name on the contract you sign matches exactly with the name of the contractor on your permit application.
  5. Never sign a blank permit application
  6. Get references from other homeowners who have used the contractor and check the BBB

Remember that while it may be tempting to hire an unlicensed contractor – they may be able to come out to your property more quickly or do the job at a lower cost, you are ultimately responsible for the people on your roof, if they do not have insurance. Further, the city may not finalize your permit and possibly even red tag your property which may mean an expensive fix. The work performed may be substandard anyway. Finally, the material manufacturer may not honor the warranty on your roof if they find out it was performed by an unlicensed contractor.

Remember contractors go through the licensing process for a very good reason. Their competence and ability is tested thoroughly for your protection.

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